A home mortgage is a loan given by a bank, mortgage company, or other financial institution for the purchase of a residence. The lender who extends the home mortgage retains the title to the property, which it gives to the borrower when the mortgage is paid off. Your real estate lawyer Toronto, can help you a lot when it comes to purchasing a mortgage house and the legal standings surrounding it. For legal advice, visit: www.ldlaw.ca/real-estate-lawyer-toronto