Suze shares her personal experience of expensive around the clock care she funds for her mother. Suze suggests purchasing long term care insurance in your late 50s, but only if you're sure you'll be able to afford it 20 years down the road. For more on America's Money Class with Suze Orman, visit www.oprah.com/MoneyClass Find OWN on TV at www.oprah.com/FindOWN