Pay as a group and say goodbye to IOUs, ATMs and Bank Transfers. DiviPay is a digital wallet that allows groups to pay together and split the cost of any transaction. Every group is issued with their own unique virtual Mastercard that can be used to split purchases anywhere, both online and instore. DiviPay customers contribute their portion of any expense to the group’s virtual card. Customers can then pay as a group using their virtual card through mobile payment technology.