A common question we hear in our Customer Care Center is, "If I have a lapse in coverage, will that impact my ability to apply for health insurance in 2014?" So long as you meet eligibility requirements, a lapse in coverage will not prevent you from being able to apply for health insurance during the Open Enrollment period. The first Open Enrollment is scheduled to run from October 1, 2013 through March of 2014. Outside of Open Enrollment, your ability to apply for health insurance may vary from state to state and it may be limited to a qualifying event such as a loss of a job, a marriage or divorce, a move, or the birth of a child.

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