The 2012 election is over, and Americans find themselves in an unsure financial environment. The country is heading toward a "fiscal cliff" — a series of significant tax increases and automatic spending cuts that will be triggered at the end of the year. Congress and the President are negotiating a compromise solution to prevent that, but no one knows what it will involve, or if they'll be successful at all. So what does all of this mean for your financial health? On Monday, December 17, 2012, Pinnacle's Director of Research, Michael Kitces, and Chief Investment Strategist, Rick Vollaro, offered their analysis of the negotiations in Washington, D.C. and explained how it will affect both the market and your finances.