Click here to VOTE FOR RACHEL in our "Best Personal Finance Expert" competition: www.gobankingrates.com/personal-finance/vote-personal-finance-expert-2014-here/ We caught up with Rachel Cruze backstage at Dave Ramsey's Smart Money Conference to talk about getting out of debt, manaing your money and improving your finances. We also asked her for her No. 1 money tip going into 2015. See what she had to say. Related -- Backstage with Chris Hogan at the Smart Money Conference: www.youtube.com/watch?v=J65ukSUWpKU&list=UUBkUcApgEtUJ29zKzh8wGyg Find us online! Website: www.gobankingrates.com Twitter: twitter.com/GOBanki... Facebook: www.facebook.com/GO... Google+: plus.google.com/115... About GOBankingRates: We make personal finance easy! Follow us for the best rates and tips from our financial experts on how to get out of debt, how to save money and how to grow your wealth.