How many times have you owed someone money for dinner, a hotel room or bar tab? Paying people back, or getting them to pay you, can sometimes prove difficult. Sure, if you have the same bank it's great, but what if you don't? Well, luckily for the app-obsessed there is a better solution, in fact the best solution, and that's where Venmo comes in. This app is not new, but is one that is an absolute must have in your collection. The app lets you quickly and easily pay back your friends and lets them pay you. For the most part it's free unless you want to pay using a credit card, but even then a minimal 3 percent fee is applied. Check out the show to see how easy it is to send and receive money using Venmo.

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