Please join Adam Coleman, CDLP® with the Divorce Lending Association as he interviews Mediator and Certified Divorce Financial Analyst, Kristyn Carmichael. The podcast features Adam Coleman and guest Kristen Carmichael discussing finances and divorce. Kristen Carmichael is a divorce mediator, financial coach, and certified divorce financial analyst. Kristen's background is in law and mediation; she started mediation in law school and pursued further certifications. Kristen runs a Solutions Center focusing on divorce mediation, parenting mediation, and financial neutral services. She also operates Miss Confidence, aiding women (and men) in understanding finances during and after divorce. Kristen emphasizes collaboration within a divorce team and discusses various divorce options: litigation, collaborative, and mediation. As a divorce mediator and Certified Divorce Financial Analyst, I have worked with hundreds of couples, helping them reach amicable agreements that prioritized their families outside of court. The most challenging issue that faces my clients is the division of assets and debts, which disproportionately effects the less "financially knowledgeable" spouse. In almost all instances, this spouse is a woman. More than half of married women delegate financial decisions making to their spouse, women enter poverty at a higher rate than men post- divorce, and women are consistently found to have lower financial confidence than men. But why? Often, finances aren't taught to women from a young age and money is viewed as a taboo topic for discussion. But finances don't have to be overwhelming, particularly during one of the most challenges times in your life. I want to help you understand your finances in a supportive, simple way. I'm here to support you shaping your goals for the future and find a solution that helps you take back control of your finances. Ms.Confinance provides a financial coaching service for women effected by divorce. You may be considering whether divorce is right for you, in the middle of a divorce, or have finished your divorce process in the last year. Schedule a complimentary consultation today so that I can better understand your needs and personalize my services to help you grow your financial confidence. Kristin Carmichael - Kristyn Carmichael, Esq, CDFA Couples Solutions Center 4602 E Thomas Rd,Suite S9, Phoenix, AZ 85018 kristyn@couplessolutionscenter.com 480-573-3317 www.couplessolutionscenter.com/ Ms. Confinance www.msconfinance.com/ #CDLP #Divorce #DivorceMortgagePlanning #FamilyLaw #Mediation #CDFA

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